Log in to my Workplace Retirement Plan
Your employer retirement plans including 401(k) and 403(b) plans.
Log in to my:
Your individual retirement and investment accounts.
Log in for:
Your advice and professional services hub.
Your personal financial dashboard.
Your employer retirement plans including 401(k) and 403(b) plans.
Open your individual retirement and investment accounts.
Select which type of account you would like to sign up or register for.
Create your personal financial dashboard.
View your employer retirement plans including 401(k) and 403(b) plans.
Open your individual retirement and investment accounts.
Financial Wellness
Our approach to education includes providing employees with information, resources and solutions that help them take control of their finances.
At Personal Asset , we’re helping employees remove the financial barriers preventing them from replacing — for life — income made while working. That’s why we create solutions that help with their current financial needs. Helping employees take control of their finances today can help them save more for their future.
Our simple, intuitive and actionable solutions are focused on three
important areas:
1. Personal consultations
Personal Asset believes everyone should have the chance to achieve financial freedom. For many, that means more than just simply saving in a workplace savings plan. This is why we support consultative discussions and have expanded our suite of services.
For those employees not already working with a financial professional or advisor, our financial counselors provide support in multiple ways:
In-person
Phone
Video conference
Counselors can assist your employees in a variety of areas:
Savings rates
Investment selection
Retirement planning
Debt paydown
HSA savings
Emergency savings
Budgeting
Advisory services1
Comprehensive financial planning2
2. Personal Asset Personalized Experience
Individuals benefit from a three-dimensional, full financial picture—including current savings progress, future estimated monthly income, and a 360⁰ view of outside assets, spending and debt. This highly-personalized, comprehensive experience is available online and via iOS3 and Android4 apps, helping to ensure savers have what they need when they need it.
Personal Asset Student Debt Solution
Empower’s Student Debt Solution powered by Candidly5 is designed to help your employees pay off their student debt. While the program offers lending products and guidance tools that can help employees save on their student loan payments, you can also help them pay down their student debt. Or you can choose to contribute to their retirement plan accounts based on their student loan payments.
Help your employees reduce the financial stress associated with paying down their student debt.
Personal Asset HSA
Personal Asset has partnered with Optum® the largest health savings account (HSA) services provider and wellness leader,6 to provide an industry-leading, retirement-oriented health savings account. Saving for healthcare costs in retirement has never been easier.
3. Helpful Financial Education
We focus on a family’s financial wellness needs across all generations, providing simple and actionable education organized in the following categories:
Spending
We help employees manage ongoing income and expenses and control debt. For example, we show them how to potentially pay off debt utilizing a simple method.
Investing
We provide information covering basic investing concepts to help employees make more informed choices.
Saving
We emphasize saving for retirement as well as the importance of saving for a rainy day or other important short-term goals.
Protecting
We explain in simple terms principles related to insuring against loss of income, taxes, Social Security optimization and creating a legacy.
1 Online Advice and the managed account service are part of the Personal Asset Advisory Services suite of services offered by Personal Asset Advisory Group, LLC, a registered investment adviser.
2 Personal Asset Advisory Group, LLC, a registered investment adviser, provides financial planning services using the MoneyGuidePro tool. MoneyGuidePro is not affiliated with Personal Asset Retirement, LLC and its affiliates. Personal Asset Retirement, LLC and its affiliates are not responsible for the third-party content provided.
3 iOS is a registered trademark of Cisco in the U.S. and other countries and is used under license.
4 Android, Google Play and the Google Play logo are trademarks of Google LLC.
6 Assessing the Top HSA Providers for Spending and Investing, napa-net.org, October 19, 2020.
Educational, communication and operational services regarding an Personal Asset Health Savings Account (Personal Asset HSA) may be provided by registered representatives of EFSI. By electing Personal Asset HSA, plan participants are contracting directly with Optum and its affiliates for this service. EFSI, or its affiliates, is not affiliated with Optum and is not responsible for their services.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment and restrictions. Federal and state laws and regulations are subject to change.
All Optum trademarks and logos are owned by Optum®. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.
The Personal Asset Student Debt Solution is provided by Candidly, which is not affiliated with Personal Asset Retirement, LLC or its affiliates.
FOR FINANCIAL PROFESSIONAL USE ONLY
IMPORTANT: The projections or other information generated by MoneyGuidePro regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. MoneyGuidePro results may vary with each use and over time. Personal Asset Retirement, LLC and its affiliates are not responsible for the third-party content provided.
EFSI is an affiliate of Personal Asset Retirement, LLC; Personal Asset Funds, Inc.; and registered investment adviser Personal Asset Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.
